Compare total outlay
See how leasing and buying differ over the same ownership period.
Finance comparison tool
Lease vs buy calculator
Compare the total cost of leasing a vehicle versus buying it over the same period. This gives you a simple cost comparison, not tax or investment advice.
Also try our lease mileage checker or excess mileage cost calculator.
- Fast side-by-side comparison
- Great for rough decision-making
- No login and no stored data
Use this calculator when you want a practical “what costs more?” view over the same time period.
Use the calculatorWhy drivers use this calculator
Include resale value
Factor in what the vehicle may still be worth if you buy it.
Make faster decisions
Use a simple financial comparison before going deeper into the details.
Lease vs buy calculator
Enter your figures to compare leasing with buying.
Total lease cost
—Total buy cost
—Cheaper option
—Difference
—Nothing is saved. All calculations happen in your browser.
How this comparison works
- Lease cost = deposit + monthly lease payments
- Buy cost = purchase price + costs − resale value
- This reflects the fact that buying leaves you with an asset
What this means
This is a simplified financial comparison. It does not include financing interest, opportunity cost, insurance differences or tax effects. It is designed as a quick, practical decision tool.